have questions ?

You can browse the topics below to find what you are looking for

Once your IVA has been approved with the creditors, all interest and charges will be stopped

Making sure that every IVA is carefully considered by your creditors so you can get the best possible outcome.

Fees involved in an IVA are normally the Nominee’s fee and Supervisor’s fees. These fees are set by your creditors and are taken from your set monthly payment, not on top

An IVA expert would calculate what you could afford to pay each month not what the creditors want .

Once your IVA is agreed your creditors can no longer take legal actions against you. i.e Balifff or court action etc

An IVA typically lasts for 5 years (60 months) In some circumstances, if you are able to offer a lump sum in settlement of your debts, an IVA can last for less than 5 years

our creditors have no legal right to pursue you once your IVA is in place, so letters and phone calls should stop

You may retain assets such as vehicles. Extra IVA payments may also be offered in place of retaining other assets

Some organisations claim that IVAs can write off up to 90%. Whilst this can happen in extremely rare cases, in reality, an IVA will write off between 40% and 70%

Our friendly financial experts can confidentially help you get debt free today. Find out if you qualify for our debt help solutions & get rid of unaffordable debt.